Team Lead - Line of Business

Job Description

Key Responsibilities:

1. Strategy Development & Execution

Define and implement a structured LOB underwriting strategy aligned with global and regional GC&C guidelines.

Ensure underwriting activities are within the defined risk appetite, capital requirements, and operational standards.

Drive market-facing underwriting initiatives and monitor performance KPIs.

Foster a diversified and sustainable portfolio to achieve long-term profitability.

2. Portfolio Performance & Profitability

Manage the full P&L responsibility for the LOB, delivering top-line (GWP) and bottom-line (NTR) results.

Shape the local value proposition and ensure profitable business growth.

Strengthen client and broker relationships to promote tri-party collaboration.

Monitor and refine product and risk mix as per LOB appetite, with corrective actions as needed.

3. Underwriting Excellence

Enforce adherence to technical underwriting guidelines, risk appetite, and operational manuals.

Ensure utilization of underwriting tools and oversee data accuracy and quality.

Monitor premium adequacy, CAT exposure, accumulation control, and reporting.

Reduce leakages and enhance portfolio profitability through treaty optimization and re-underwriting actions.

4. Governance & Controls

Implement governance frameworks such as UQAs and TUR reviews.

Ensure compliance with local and group-level underwriting regulations and policies.

Maintain ownership of local underwriting guidelines, manage delegated authorities, and support internal functions like Audit, Finance, and Actuarial.

5. People Leadership & Development

Build and lead a high-performing team with a collaborative and performance-driven culture.

Mentor, coach, and support team members in skill-building and technical development.

Facilitate cross-learning, best practice sharing, and succession planning across the team.

Skills

• Deep understanding of LOB strategy and portfolio management
• Strong market knowledge of general insurance and competition
• Risk assessment, pricing, and product development capabilities
• Influencing, coaching, and leadership abilities
• Excellent communication, presentation, and analytical skills
• Team building, motivation, and collaboration skills
• Proficiency in English; knowledge of additional languages is a plus
• Willingness to travel as required

Requirements

• Experience Level: Senior
• Experience Required: 12 - 15 years
• Employment Type: Full-Time
• Qualification: Graduation
• Skills: • Strategic Sales & Lead Generation, Team Building & Problem Resolution, Business Communication Skills, Portfolio Management, business administration