Job Description :
\"We are looking for a passionate and experienced Business Head with a strong background in Payday Loans from the Fintech/NBFC industry. The ideal candidate should have at least 7 years of experience and a track record of successful contribution to stablish fintech platform. In this critical leadership role, you will be responsible for driving the growth and success of our Payday loans division by formulating and implementing strategic plans, developing strong partnerships, and ensuring exceptional customer service. The ideal candidate should have a deep understanding of the fintech industry, strong leadership skills, and a proven track record of achieving business targets. If you are a results-oriented individual with a passion for driving payday loan division and have the necessary skills and experience, we invite you to apply for the position of Business Head for our payday loan division. Join us in shaping the future of our payday loan division and making a positive impact on the financial lives of our customers. Roles and Responsibilities: As the Head of Business Intelligence, you will – • Develop and implement a comprehensive business strategy for the payday loan division that aligns with the company\s overall goals and objectives. • Executes the roadmap and strategic vision to develop a Fintech platform. • Establish processes to meet the requirements of strategic vision for Payday Loans, including methodologies & practices. • Collaborate with product development teams to design and enhance payday loan products that cater to the target customer segment. • Oversee the development and implementation of risk management policies and procedures to assess and mitigate potential risks associated with payday lending. • Lead the team in identifying new business opportunities, potential markets, and customer segments to create and increase the loan portfolio and drive sustainable growth. • Uses business intelligence data and tools to identify and monitor current and potential customers. • Provide strong leadership to the payday loan division, including recruitment, training, performance management, and motivation to maintain a high-performing and cohesive team. • Drive continuous innovation within the payday loan division, leveraging technology and data analytics to improve processes, efficiency, and customer satisfaction. • Monitor and analyze the division\s financial performance, including loan portfolio metrics, revenue generation, and expenses to make data-driven decisions as needed to achieve business targets. • Will be in charge of gathering requirements and developing applications to drive lending operations. • Determine annual requirements for Software, Licensing, Training, Renewals, Maintenance, Staffing, and Projects. • Foster a customer-centric culture within the division, emphasizing excellent customer service and ensuring positive customer experiences throughout the lending process. • Conduct market research and competitor analysis to identify trends, customer needs, and opportunities for growth in the payday loan market. • Summarizes financial and economic data reports for review by business owner and stakeholders. • Ensure strict adherence to all relevant regulatory guidelines and industry best practices to maintain compliance and protect the company\s reputation.\" \"As a successful candidate, you should have – • A Master\s degree in Business Administration, Finance, Economics, or a related field is preferred. • Proven track record of at least 7-10 years in a senior management position within the fintech industry, with a focus on payday loans. • Strong experience in developing fintech platform for Payday Loans. • Strong business acumen and a deep understanding of the lending market, including products, customer segments, and industry trends. • Demonstrated success in achieving business growth and profitability targets through strategic planning and execution. • In-depth knowledge of credit risk management, compliance, and regulatory requirements related to payday loans. • Good handhold on Loan Management Systems (LMS) and Loan Origination Systems(LOS). • Excellent leadership and team management skills, with the ability to inspire and motivate a diverse group of professionals. • Adaptability to a fast-paced and dynamic business environment, with the ability to handle multiple priorities simultaneously. • A visionary mindset and innovative approach to drive continuous improvement in processes, products, and services.\"