Job Description :
Job Title: Deputy Manager / Manager – GC&C Underwriting
Department: GC&C Underwriting
Function: Underwriting
Grade: M3 / M4
Location: Zonal Office – Mumbai (HO)
Reports to: AVP – GC&C Underwriting
CTC: Up to ₹15 LPA
Industry Preference: General Insurance only
Work Timing: 10:00 AM to 7:00 PM
Work Days: Monday to Saturday
Role Summary
We are seeking an experienced professional to join as Deputy Manager / Manager – GC&C Underwriting, responsible for managing the underwriting of Property, Engineering, Marine, and Miscellaneous Lines of Business (LOB) under the Group Corporate & Commercial (GC&C) portfolio. The role demands a balanced approach to technical underwriting, portfolio profitability, compliance, and strategic relationship management.
Key Responsibilities
Handle underwriting of Property, Engineering, Marine, and Miscellaneous LOBs for the GC&C segment.
Ensure prudent risk selection and adherence to technical underwriting standards.
Monitor balance between top line growth and bottom line profitability.
Track product-wise incurred claims and initiate corrective measures.
Develop, implement, and monitor underwriting guidelines.
Continuously update policies in line with market trends and company strategy.
Conduct detailed risk-based analysis to ensure a healthy business mix.
Focus on hazard risk analysis, retention strategy, and geographic diversification.
Build and maintain relationships with brokers, intermediaries, and corporate clients.
Provide technical support and contribute to business development initiatives.
Ensure audit and regulatory compliance.
Maintain thorough documentation and adhere to quality and control processes.
Contribute to systems and process improvements for underwriting automation and efficiency.
Act as a liaison for internal teams (Sales, Claims, Operations) and external partners to streamline underwriting operations.
Qualifications & Experience
Education:
BE / B. Tech or Post-Graduation (MBA or equivalent)
Experience :
Minimum 5 years in General Insurance with a focus on GC&C Underwriting (Property, Engineering, Marine, Miscellaneous)
Functional Skills
Expertise in technical underwriting across Fire, Engineering, Marine & Miscellaneous lines
Strong risk assessment and analytical capabilities
Familiarity with underwriting systems and digital tools
Strong interpersonal, negotiation, and stakeholder management skills
Ability to interpret claims data, industry trends, and apply risk mitigation strategies